Indiana/Kentucky Regional Council of Carpenters Joint Apprenticeship & Training Committee v. Kesler (In Re Kesler)

Opinion

KENNETH J. MEYERS, Bankruptcy Judge.

This matter comes before the Court on the plaintiffs Complaint for Determination Excepting Debt from Dischargeability. The issue before the Court is whether educational assistance, received by the defendant from the plaintiff, qualifies as an educational loan and, therefore, is exempt from discharge pursuant to 11 U.S.C. § 523(a)(8)(A).

The parties have stipulated to the following facts. The plaintiff, Indiana/Kentucky Regional Council of Carpenters Joint Apprenticeship and Training Committee (the “JATC”), is a multi-employer apprenticeship and…