Hawkeye Clay Works v. Globe & Rutgers Fire Insurance

On July 21, 1923, the defendant-insurance company issued to the plaintiff a policy of fire insurance for $15,000 on the building, other structures, and contents thereof constituting its plant, known as the Hawkeye Clay Works, located at Fort Dodge, Iowa. On ^pr}j 1924, certain Indorsements or riders', presently noted, were attached to said policy. On April 22, 1924, the plant was destroyed by fire.

Affirmative defenses are pleaded, but no witnesses were called by the defendant to sustain said defenses. Did the evidence offered by the plaintiff obviate the necessity on the part of the defendant…