Dutkewych v. Standard Insurance Company
Court of Appeals for the First Circuit
1Opinion of the Court
LYNCH, Chief Judge.
Plaintiff Mark Dutkewych is a participant in a disability plan (the “Plan”), insured and administered by Defendant Standard Insurance Company under the Employee Retirement Income Security Act (“ERISA”), 29 U.S.C. § 1001 et seq. The Plan limits long-term disability (“LTD”) benefits to 24 months for “a Disability caused or contributed to by ...: (1) Mental Disorders; (2) Substance Abuse; or (3) Other Limited Conditions.” Applying this Limited Conditions Provision, Standard terminated Dutkewych’s benefits after 24 months, on June 1, 2011. After Dutkewych’s administrative…
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