Arruda v. Zurich American Insurance Co.

United States Court of Appeals For the First Circuit No. 19-1247 DENISE ARRUDA, Plaintiff, Appellee, v. ZURICH AMERICAN INSURANCE COMPANY, Defendant, Appellant, NSTAR ELECTRIC AND GAS BASIC ACCIDENT INSURANCE PLAN, Defendant. APPEAL FROM THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MASSACHUSETTS [Hon. Douglas P. Woodlock, U.S. District Judge] Before Lynch, Stahl, and Lipez, Circuit Judges. Kristyn M. Kelley, with whom Allen N. David, Jane A. Horne, and Peabody & Arnold LLP were on brief, for appellant. Mala M. Rafik, with whom Sarah E. Burns and Rosenfeld & Rafik, P.C. were on brief,…