Simmons v. Federal Home Loan Mortgage Corp. (In re Simmons)

MEMORANDUM OPINION AND ORDER GRANTING PLAINTIFFS’ MOTION FOR SUMMARY JUDGMENT AND DENYING DEFENDANTS’ MOTION FOR SUMMARY JUDGMENT (DOCS. NO. 22 AND 21)

Judge Caldwell

Stephen B. and Judith H. Simmons (Plaintiffs) filed for Chapter 13 bankruptcy relief on June 18, 2015. They commenced this adversary proceeding on December 4, 2015, against Federal Home Loan Mortgage Corporation (FHL), Residential Credit Solutions, Inc. (RCS), and Ocwen Loan Servicing, LLC (Ocwen) (Defendants). Plaintiffs seek to avoid a lien against their home, 7909 Lott Road, Mar-engo, Ohio, 43334, located in Delaware, *310County,…