R.C. Wegman Construction Co. v. Admiral Insurance

POSNER, Circuit Judge.

The defendant insurance company, Admiral, issued a liability insurance policy that provided a $1 million ceiling on coverage for a single occurrence (that is, an event that would trigger coverage). While the policy was in effect, Brian Budrik, a worker at a construction site managed by Wegman Construction Company, was injured in a fall and sued Wegman (an “additional insured” on the policy, which had been issued to Budrik’s employer), along with other potentially liable entities, for negligence. The case went to trial, Budrik prevailed, and a judgment for a little more…