Legal Opinion

Cotton States Mutual Insurance v. Austin

Court of Appeals of Georgia

Decided September 8, 1977No. 54231PublishedCited by 7 opinions

1Opinion of the Court

Banke, Judge.

The question before the court on appeal is whether a negligent driver carrying minimum liability insurance becomes an "uninsured motorist” under the Uninsured Motorist Act to the extent the other driver’s actual damages exceed his insurance coverage.

If he is an uninsured motorist, the injured driver can pyramid or "stack” the uninsured motorist coverage of all his policies in order to recover his excess damages. State Farm Mut. Auto. Ins. Co. v. Murphy, 226 Ga. 710 (177 SE2d 257) (1976); Bass v. State Farm Mut. Auto. Ins. Co., 128 Ga. App. 285 (196 SE2d 485) (1973). Under this…

2Cases cited15 opinions

  1. Porter v. Empire Fire and Marine Insurance CompanyArizona Supreme Court · 1970
  2. State Farm Mutual Automobile Insurance v. MurphySupreme Court of Georgia · 1970
  3. Travelers Indemnity Co. v. WilliamsCourt of Appeals of Georgia · 1969
  4. Detrick v. Aetna Casualty and Surety CompanySupreme Court of Iowa · 1968
  5. Brake v. MFA Mutual Insurance CompanyMissouri Court of Appeals · 1975

10 more not listed; retrieve them via the Exa API.

3Cited by7 opinions

  1. Blackburn v. State Farm Mutual Automobile InsuranceIdaho Supreme Court · 1985
  2. State Farm Mutual Automobile Insurance Company v. HancockCourt of Appeals of Georgia · 1982
  3. Ford v. Georgia Farm Bureau Mutual InsuranceCourt of Appeals of Georgia · 1989
  4. Hossain v. NelsonCourt of Appeals of Georgia · 1998
  5. Hughes v. COTTON STATES MUTUAL INSURANCE COMPANYCourt of Appeals of Georgia · 1978

2 more not listed; retrieve them via the Exa API.

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