Farmers Ins. Co. of Arizona v. Zumstein

OPINION

JACOBSON, Chief Judge.

This appeal presents the question of whether there is a factual dispute that a “non-owned automobile” used by the insured was “furnished or available” to him for regular use so as to be excluded from coverage under an automobile liability policy.

This action was instituted by appellee Farmers Insurance Company (Farmers) seeking a declaratory judgment that no coverage existed in favor of the named insureds, appellants Zumsteins, for damages and injuries sustained by Cook and Mason as a result of an automobile accident in which John Zumstein was driving a pickup…