Tastet v. Southern Farm Bureau Casualty Insurance Co.

WATKINS, Judge.

The plaintiffs, who were denied recovery against two of their own insurers for underinsured motorist coverage, have perfected this appeal. We affirm.

The instant lawsuit followed a one-vehicle accident on January 26, 1989, in La-*893fourche Parish, Louisiana. Plaintiff, Ray M. Gaudet, was a guest passenger in his own 1978 Toyota pickup truck which was being driven by his son, Jody Paul Gaudet. Mrs. Ray M. Gaudet joined in her husband’s lawsuit, claiming loss of consortium damages.

The following three insurance policies issued to the Gaudets were in effect at the time of the accident:

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