McNinch v. The Guardian Life Insurance Company of America

UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF ILLINOIS EASTERN DIVISION TERANCE MCNINCH and PEGGY MCNINCH, Plaintiffs, Case No. 19-cv-2305 v. Judge Mary M. Rowland THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, Defendant. MEMORANDUM OPINION AND ORDER This case arises from the tragic death of Jason McNinch, a former Chicago resident and employee at the Museum of Contemporary Art. After his death due to the toxic combination of cocaine and fentanyl in 2017, his parents, Plaintiffs Terance and Peggy McNinch, attempted to obtain accidental death benefits pursuant to Jason’s employee welfare…