In Re Blair

OPINION

GEORGE B. NIELSEN, Jr., Bankruptcy Judge.

This matter arises on the parties’ briefs and oral argument concerning an unsecured creditor’s objection to a consumer debtor’s exemption of a home the creditor constructed. Because objector has failed to carry its burden of proof, the objection is overruled. The facts necessary to an understanding of this contested matter follow:

I

On February 9, 1984, Paul Merritt Construction, Inc. and Ms. Florence Jean Blair contracted for construction by Merritt of a new residence on land owned by Ms. Blair in Groom Creek, Yavapai County, Arizona. Pertinent…