National City Bank v. Rhoades

Fain, Judge.

{¶ 1} The central issue presented in this appeal is which of two parties, a bank or a boyfriend, should bear a loss occasioned by a girlfriend scorned. Plaintiff-appellant National City Bank appeals from a $100,000 judgment for defendant-appellee James R. Drumm, the boyfriend, on his breach-of-contract claim for its allowance of an unauthorized transfer of funds from Drumm’s individual savings account to his girlfriend, Debra Brading.

{¶ 2} The bank argues that the transfer was authorized because Brading retained apparent authority to act for Drumm, even though she was not a…