Farrell v. Metropolitan Life Ins.

R. L. Farrell was shot on June 4, 1947, and died from his wounds on June 19, 1947. He had two policies of insurance in the Metropolitan Life Insurance Company aggregating $2,500.00 face amount.

The policies provided for double indemnity: “Upon receipt at the Home Office of due proof of the death of the Insured, while this provision is in effect, as the result, directly and independently of all other causes, of bodily injuries caused solely by external, violent, and accidental means.”

The Metropolitan paid the face amount of the policy, but denied liability for double indemnity on the ground…