Baker v. Metropolitan Life Ins. Co.

Burt F. Baker appeals from a summary judgment entered by the Montgomery Circuit Court in favor of defendants Metropolitan Life Insurance Company ("MetLife") and Gary Baldridge. We affirm.

I. Facts and Procedural History

In October 1989, Baker purchased a whole-life insurance policy from MetLife. In his complaint, Baker alleges that Baldridge, MetLife's agent who sold Baker the policy, represented to Baker that after he paid the annual premium on the policy for 11 years, the policy would become self-sufficient and that he would not have to pay any additional out-of-pocket premiums. In this sort…