Schlegel v. Wells Fargo Bank, N.A.

ORDER GRANTING MOTION TO DISMISS

CHARLES R. BREYER, District Judge.

Plaintiffs John Schlegel and Carol Robin Schlegel (“Plaintiffs”) bring a putative class action suit on behalf of those similarly situated against Defendant Wells Fargo Bank, N.A. (“Defendant”) for “ignoring its own loan modification agreements” and “improperly threatening] plaintiffs with foreclosure.” Compl. (dkt. 15) ¶ 1. Relief is sought under the Fair Debt Collection Practices Act (“FDCPA”) and the Equal Credit Opportunity Act (“ECOA”). For the reasons discussed below, this Court dismisses both claims.

I. BACKGROUND 1

Plaintif…