Ronald L. Aylward v. Fleet Bank, and Chase Manhattan Bank, N.A. Trw, Inc. Csc Credit Services, Inc. And Trans Union Corporation

MORRIS SHEPPARD ARNOLD, Circuit Judge.

In mid-1994, Fleet Bank of Albany, New York, issued two credit cards to “Ronald Aylward,” allegedly of East Moriches, New York, who used both the plaintiffs name and his social security number in applying for the cards. The plaintiff, however, has lived in Missouri all of his life. The accounts became delinquent within a short time in the amount of approximately $5,500, and Fleet Bank notified several credit reporting agencies about the delinquency. Those agencies included the information, along with a notation reflecting that the delinquency had been…