Legal Opinion

Sylvia F. Minor v. United Services Automobile Association

Court of Appeals of Mississippi

Decided June 27, 2017No. 2014–CA–00372–COAPublishedCited by 6 opinions

1Opinion of the Court

GRIFFIS, P.J., FOR THE COURT:

¶ 1. Paul and Sylvia Minor's home was destroyed by Hurricane Katrina on August 29, 2005. The Minors had a homeowner's insurance policy with United Services Automobile Association (USAA). The policy provided coverage limits for: house-$1,028,000, boathouse and shed-$102,800; guest cottage-$108,000; detached carport-$41,000; personal property-$771,000; and jewelry, watches, furs, and silverware-$4,000. The policy also included a two-percent named-storm deductible and covered damage caused by wind but excluded damage caused by storm surge or flood.

¶ 2. The Minors…

2Cases cited12 opinions

  1. Brown v. Credit Center, Inc.Mississippi Supreme Court · 1983
  2. Karpinsky v. American National Insurance Co.Mississippi Supreme Court · 2013
  3. State Farm Fire and Cas. Co. v. SimpsonMississippi Supreme Court · 1985
  4. Blue Cross & Blue Shield of Miss. v. CampbellMississippi Supreme Court · 1984
  5. Corban v. United Services Automobile Ass'nMississippi Supreme Court · 2009

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3Cited by6 opinions

  1. Lorine Mitchell v. State Farm Fire & Casualty Co.Court of Appeals for the Fifth Circuit · 2020
  2. Murphy v. Allstate Vehicle and Property Insurance CompanyDistrict Court, S.D. Mississippi · 2022
  3. R. Garland Steadman and Susan K. Steadman v. State Farm Fire and Casualty CompanyDistrict Court, S.D. Mississippi · 2026
  4. Ridgdell v. Allstate Insurance CompanyDistrict Court, S.D. Mississippi · 2019
  5. United Services Automobile Association v. Estate of Sylvia F. Minor, Kathryn Minor and Stephen MinorMississippi Supreme Court · 2024

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