Pannunzio v. Monumental Life Ins.

The agent who solicited the insurance policy in issue was a long-time employee of the insurer. His duties were to sell insurance within the territory assigned to him, collect premiums and service debits and accounts. He described himself as “an insurance representative.”

At the trial, plaintiff, a filling station attendant, gave substantially the following account concerning the solicitation and delivery of the policy:

On August 8, 1955, the insurer’s agent came to plaintiff’s place of work and solicited first his employer and then him to purchase insurance. Plaintiff told the agent that he had…