Clinical Perfusionists, Inc. v. St. Paul Fire & Marine Insurance

RODOWSKY, Judge.

This is an insurance case. It presents trigger of coverage issues under a form of claims made, medical profession, liability policy that is the subject of a declaratory judgment action in the United States District Court for the District of Maryland. The federal court (Frank A. Kaufman, J.) has certified to us four progressively more complex questions.1 Basically, two health care providers, insured under different policies *688issued by the same insurer, participated in a surgical operation. Shortly thereafter the patient died, prompting one insured to give notice of a potential…