Kemp v. Allstate Insurance

Defendant Allstate Insurance Company appeals from a summary judgment entered in favor of the plaintiff in the District Court, Sec ond Judicial District, Silver Bow County, applying Montana law to two insurance policies, one issued in New York and one issued in Vermont. The court “stacked” uninsured motorist coverages and construed other language in the policies to grant plaintiff a judgment of $200,000 against Allstate. Allstate contends that its liability under the policies is limited to $20,000.

On July 17, 1976, on Interstate 15, near the Montana Street Interchange in Butte, Montana, 19…