Horace Mann Insurance v. Combs

FINDINGS OF FACT, CONCLUSIONS OF LAW, AND ORDER FOR JUDGMENT

HANSON, Senior District Judge.

This diversity of citizenship case was tried to the Court and proposed findings of fact and conclusions of law have been submitted.

FINDINGS OF FACT

Approximately thirty (30) days prior to August 15, 1980, the defendant Donald D. Combs and Judith Combs (Combs) met with Richard Abernathy, a licensed agent for the plaintiff, Horace Mann Insurance Company (Horace Mann), to discuss homeowner’s insurance coverage on the Combs’ home. The Combs told Abernathy that they wanted “full” homeowner’s coverage,…