Nationwide Mutual Insurance v. Hecker

Plaintiff, Nationwide Mutual Insurance Company, appeals from an order of the circuit court granting summary judgment in favor of defendants, Gerald and Irene Heeker. The issue on appeal is whether the trial court erred in granting summary judgment in favor of defendants by finding that the applicable policy limits for uninsured motorist provisions are $100,000 per person and $300,000 per occurrence (100/300). We reverse.

Plaintiff filed an action for declaratory judgment after its insureds, the Heckers, were involved in an accident with an uninsured motorist in May 1984. Gerald was driving…