Metropolitan Life Insurance v. Olsen

“Every policy of insurance issued or delivered within this state on or after the first day of January, nineteen hundred and eight, by any life insurance corporation doing business within the state shall contain the entire contract between the parties.” Laws 1907, c. 110, s. 1. Whether under this statute the parties could agree that another paper not incorporated in the policy should contain a part of the contract so that either could rely upon stipulations therein, and whether, if they could not, the attaching of a copy of such a paper to the policy makes the original a part of the policy…