Fire Insurance Exchange v. Alsop

Defendant appeals from a determination that he is not entitled to professional liability coverage under his homeowners insurance policy. As a licensed chiropractor practicing in Utah County, defendant Dr. Alsop was sued by a patient in connection with certain chiropractic services rendered. He demanded that plaintiff Fire Insurance Exchange defend the action under the personal liability provisions of his residential homeowners policy. Plaintiff filed this declaratory action to determine the policy’s coverage. The lower court granted summary judgment in favor of the insurer, denying coverage.…