Estate of Mason v. Amica Mutual Insurance Co.

[¶ 1] The Estates of Rebecca L. Mason and Logan Dam (the Estates) appeal from summary judgments entered by the Superior Court (Oxford County, Clifford, J.) in favor of Arnica Mutual Insurance Company (Arnica) on the Estates’ consolidated actions to reach and apply insurance money toward the satisfaction of judgments they obtained against Arnica’s insured. See 24-A M.R.S. § 2904 (2016). The trial court concluded that Arnica is entitled to judgments as a matter of law on the Estates’ complaints because a “regular use” exclusion in the insured’s automobile insurance policy prohibits the Estates…