Legal Opinion

USAA Federal Savings Bank v. Thacker (In Re Taylor)

United States Bankruptcy Appellate Panel for the Ninth Circuit

Decided June 20, 2008No. BAP No. WW-07-1313-MkMoD. Bankruptcy No. 05-49369-pbs. Adv. No. 07-04025-pbsPublishedCited by 8 opinions

1Opinion of the Court

OPINION

MARKELL, Bankruptcy Judge.

I. FACTS

The facts of this case are not in dispute, and they present a common pattern. On August 30, 2005, the debtors bought a 2005 Toyota Camry for $19,500, borrowing $18,020 of the purchase price from USAA Federal Savings Bank (“USAA”). They granted USAA a security interest in the car to secure their loan.

On September 15, 2005, to perfect its security interest, USAA filed an initial application for a certificate of title with the Idaho Department of Transportation. The application requested that the certificate of title, when issued, note USAA’s security…

2Cases cited32 opinions

  1. United States v. Ron Pair Enterprises, Inc.Supreme Court of the United States · 1989
  2. Lamie v. United States TrusteeSupreme Court of the United States · 2004
  3. Hartford Underwriters Insurance v. Union Planters Bank, N. A.Supreme Court of the United States · 2000
  4. Davis v. Michigan Department of the TreasurySupreme Court of the United States · 1989
  5. IBT International, Inc. v. Northern (In Re International Administrative Services, Inc.)Court of Appeals for the Eleventh Circuit · 2005

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3Cited by8 opinions

  1. USAA Federal Savings Bank v. Thacker (In Re Taylor)Court of Appeals for the Ninth Circuit · 2010
  2. Official Committee of Unsecured Creditors of Tousa, Inc. v. Citicorp North America, Inc. (In Re Tousa, Inc.)United States Bankruptcy Court, S.D. Florida. · 2009
  3. Murrietta v. Fehrs (In Re Fehrs)United States Bankruptcy Court, D. Idaho · 2008
  4. In Re DeanUnited States Bankruptcy Court, D. Idaho · 2008
  5. Olson v. Parker (In Re Parker)United States Bankruptcy Court, W.D. Michigan · 2008

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