Burch v. Wargo

Irene Wargo owned a 1961 Pontiac Catalina and took out a policy of automobile insurance with the Frankenmuth Mutual Insurance Company, running from December 4, 1961, to June 4, 1962. It contained coverages for bodily injury and property damage, but most important to this case, added to the policy was a document clearly labeled Restrictive Indorsement, and which read as follows:

“In consideration of the premium set forth in the declaration attached hereto it is expressly agreed between the company and the insured that the company shall not be liable for any loss or damage under any of the…