Johnson v. Metropolitan Life Insurance Company

COOLAHAN, District Judge:

Defendant moves for summary judgment in this action to recover the $30,-000. 00 face value of a life insurance policy under which plaintiff was the beneficiary; the insured was Richard Johnson, who died within 2 years of its issuance from burns suffered in a fire he admittedly started at the Johnson home. Defendant denies coverage and offers the return of premiums paid. Its disclaimer is based on the following exclusionary provision:

“Suicide — If, within two years from the date of issue, the Insured dies as a result of suicide, while sane or insane, the liability of…