Rayburn v. MSI Insurance

¶ 1. The issue on this appeal is the interpretation of a business owner's liability insurance policy that defines the insured, when identified as an individual bn the declaration page, as that individual, "but only with respect to the conduct of a business." Society Insurance issued the policy to Mark Phillips, who was identified as an individual and whose business was identified as "residential carpentry" on the declaration page of the policy. The trial court ruled Phillips was not engaged in the conduct of his business when he was helping his father construct a shed on his father's…