Sperry v. Sperry

ZIMMERMAN, Justice:

¶ 1 Annette Sperry (“Annette”) appeals from the district court’s dismissal of her bad faith and misrepresentation claims against her automobile insurer, AMCO Insurance Company (“AMCO”). The trial court found that although she is a named insured under the policy, for purposes of this case she should be considered a third party. Therefore, it held that she could not assert a cause of action for bad faith or misrepresentation based on the insurer’s initial refusal to settle her claim. We agree with the trial court. Annette’s assertion of a wrongful death claim against her…