Eyler v. Nationwide Mutual Fire Insurance Co.

LAMBERT, Justice.

The “Golden Blanket Homeowners Policy” was issued by appellee/cross-appellant, Nationwide Mutual Fire Insurance Company, to Larry Lusby. The policy insured Lusby’s dwelling against fire and windstorm, but in Section II, the policy also provided Lusby, subject to certain exclusions, with protection from personal liability for his tortious conduct. It is conceded by the parties and was acknowledged by the courts below that the injury which brought about this litigation is a “covered” occurrence under the personal liability coverage of the policy unless one or more of the…