Andrew Panico v. Portfolio Recovery Associates

OPINION OF THE COURT

RESTREPO, Circuit Judge.

In this putative class action, Plaintiff-Appellant Andrew Pánico, who resides outside of the state of Delaware but signed a contract with a choice-of-law provision specifying application of Delaware .state law, asserts that Defendant-Appellee Portfolio Recovery Associates (“PRA”) violated the Fair Debt Collection Practices Act (“FDCPA”) and the New Jersey Consumer Fraud Act (“NJCFA”) by suing to collect debts after the applicable Delaware statute of limitations had run. The District Court granted Defendant’s motion for summary judgment, after…