Nev. Dep't of Bus. & Indus., Fin. Insts. Div. v. Dollar Loan Ctr., LLC

By the Court, HARDESTY, J.:

*32In this appeal, we must determine whether a payday loan licensee can sue to collect on the recovery of a loan made for the purpose of refinancing prior loans under NRS 604A.480(2). We conclude that NRS 604A.480(2)(f) bars a licensee from bringing any type of enforcement action on a refinancing loan made under NRS 604A.480(2). Because the district court erred in concluding that NRS 604A.480 does not prohibit certain payday loan licensees from filing suit against borrowers who default on the loans, we reverse.

I

Responding to a so-called "debt treadmill," the 2005…