Gleisner v. United States Fidelity & Guaranty Co.

The policy in question is a restricted and limited accident policy in its double-indemnity feature for injuries resulting in death. It provides the principal benefits shall be double if “such injuries are sustained by the insured: . . . (3) by collapse of the outer walls or the burning of a building if the insured is therein at the time of the collapse or commencement of the fire.”

The facts are few and simple. For several days prior to and on the morning of September 15, 1961, the deceased and her husband occupied one unit of a two-unit motel cabin at the Woodland Motel in Door county,…