Quinn v. New York Fire Insurance

The issues raised on this appeal are:(1) Does submission to appraisal in accordance with the terms of an insurance policy investigation of the loss and attempts to negotiate a settlement estop the insurer from thereafter raising policy provision defenses to its liability under the policy ?(2) Is an award of appraisers which does not comply with the form required by the provisions of an insurance policy an invalid award ?

The trial court held that the insurer by inspecting the damage, negotiating for settlement, making an offer of settlement, and submitting to appraisal under the policy without…