Rubinstein v. Department Stores National Bank

MEMORANDUM AND ORDER

ALISON J. NATHAN, District Judge.

Plaintiff, Valerie Rubinstein (“Rubinstein”), brings this putative class action alleging that Defendant, Department Stores National Bank (“DSNB”), violated the Truth in Lending Act (“TILA”), 15 U.S.C. § 1601, et seq., by sending periodic statements containing incomplete billing rights notices. Defendant moved to dismiss or, in the alternative, to strike Plaintiffs request for $1,000,000 in statutory damages. For the reasons that follow, Defendant’s motion to dismiss is DENIED and the motion to strike is GRANTED.

I. STANDARD OF REVIEW

In…