Western Casualty & Surety Co. v. Alley

CROW, Judge.

Gary Lynn Alley (“Gary”) appeals from a declaratory judgment holding that Kenneth Samuel Conway (“K.S. Conway”) has no insurance coverage under policy number 64 72 20, allegedly issued by The Western Casualty and Surety Company (“Western Casualty”).

The incident that triggered the litigation occurred in the early morning hours of April 23, 1983, when Gary was working as a cashier at a “service station and novelty shop” near Matthews, Missouri. At that time, one Billy Ray Kimball, Jr. (“Kimball”) entered the establishment, brandished a pistol, and demanded the money in the cash…