Consumer Solutions Financial Services, Inc. v. Heritage Bank

Bernes, Judge.

Heritage Bank sued Consumer Solutions Financial Services, Inc. after two Consumer Solutions checks were deposited into the account of a Heritage customer and then were dishonored by the drawee bank. The trial court granted summary judgment to Heritage on its claims with respect to one of the checks for enforcement of drawer and signer obligations under Article 3 of the Georgia Uniform Commercial Code (the “UCC”), OCGA § 11-3-414 (b), and for violation of the “bad check” statute, OCGA § 13-6-15. Consumer Solutions appeals, and we affirm for the reasons set forth below.

To prevail…