National Equity Properties, Inc. v. Hanover Insurance

While insured under a policy issued by the defendant Hanover Insurance Company (Hanover), Frank Izdebski, doing business as United Oil Company (United Oil), caused an oil spill on property owned by the plaintiff, National Equity Properties, Inc. (National), necessitating a supervised cleanup. The parties disagree as to the amount of coverage under the policy. In February, 2008, National filed a single-count complaint for declaratory judgment against Hanover seeking to resolve the dispute as to the amount of coverage.1

Hanover did not answer the complaint but rather moved to dismiss on the…