North Carolina Mut. Life Ins. Co. v. Jones

CARR, Judge.

This appeal is prosecuted from a judgment in the lower court in favor of the plaintiff. The basis for the suit is a life insurance policy issued by defendant below to Dorothy Lawrence Dandridge, the insured, and naming appellee, Addie Dandridge Jones, the beneficiary. It appears that Addie is the aunt of Dorothy, and the former assumed the responsibility of paying the premiums required under the terms of the policy.

The disputed factual issues revolve around only one inquiry: Had the policy lapsed at the time of the death of the insured on account of a default in premium payments?…