Prudential Property & Casualty Insurance v. Sartno

JOHNSON, J.,

Dissenting.:

¶ 1 The Majority concludes that the language “carry people or property for a fee” unambiguously operates to exclude coverage whenever an insured driver uses his or her vehicle to transport people or property in the scope of his or her employment. In so doing, the Majority’s analysis fails to address the critical issue: the policy language. Instead, the Majority focuses on whether a delivery fee is truly a relevant factor, Op. at 89, and the ability of insurance companies to draft exclusions that insulate them from liability, Op. at 90. After examining the plain and…