Richardson v. American Nat. Ins. Co.

The beneficiary of an accident and health insurance policy brings this action to recover its face value, certain accruals, attorney’s fees, and penalties.

Defendant filed exceptions of no right or cause of action on the ground that from the face of the record it appeared that the accidental injury and death of the insured occurred at 4:45 p. m. on February 20, 1929, and, therefore, after the policy had lapsed and the liability of the defendant ha.d been suspended, at 12 o’clock noon, standard time, February 15, 1929, under the express terms and conditions of the contract, for nonpayment of the…