In Re Reyes

AMENDED MEMORANDUM DECISION

PETER H. CARROLL, Bankruptcy Judge.

Thomas Ruben Reyes and Denise Ma-ries Reyes (“Debtors”) seek confirmation of their proposed chapter 13 plan. Rod Danielson, chapter 13 trustee (“Daniel-son”) objects to confirmation. At the hearing, Pam Lacey appeared for the Debtors and Elizabeth Schneider appeared for Danielson. The court, having considered the pleadings, evidentiary record, and arguments of counsel, makes the following findings of fact and conclusions of law 1 pursuant to F.R.Civ.P. 52, as incorporated into FRBP 7052 and applied to contested matters by FRBP…