Bankers & Shippers Ins. v. Kildow

Melvin Mayfield, Chief Judge.

This is an appeal from the order of the circuit court dismissing an action for declaratory judgment.

Bankers & Shippers Insurance Company issued a policy of insurance to Julian Martin, Inc., covering Martin’s liability for injury and damage caused by the ownership, maintenance, or use of any covered vehicle. The policy also provided that Bankers would defend any suit against Martin seeking to recover such damages, and that anyone using such a vehicle with Martin’s permission was also an insured.

Martin, which is engaged in the freight-hauling business, instructed…