Alpine Insurance v. Planchon

*1318Opinion

POCHÉ, Acting P. J.

At the heart of this insurer/insured dispute is a standard pickup truck modified with a hydraulic scissors lift, a device that raises and lowers a container called a “bed.” The issue presented is whether this vehicle so modified is an “auto” or “mobile equipment” for purposes of a commercial general liability policy. We agree with the trial court’s conclusion that the pickup is “mobile equipment,” and therefore not an excluded peril.

Background

The vehicle at issue is owned by defendants Russell Planchón, Paul Planchón, and their company, Planchón Roofing & Siding…