Dowell v. Oregon Mutual Insurance

Plaintiff, the insured, appeals a general judgment in favor of defendant, Oregon Mutual Insurance Company, after the trial court granted defendant’s motion for summary judgment on plaintiffs claim for breach of contract. For the reasons that follow, we affirm.

The material facts are not in dispute. Plaintiff was insured under a motor vehicle insurance policy issued by defendant. As statutorily required, plaintiffs insurance policy included personal injury protection (PIP) coverage, which is Oregon’s version of “no fault” motor vehicle insurance.1 Under the PIP statutory scheme, when an insured…