Stewart v. Auto-Owners Insurance

Judge Harold R. Banke.

Pauline Stewart appeals the dismissal of her action against Auto-Owners Insurance Company (“Auto-Owners”).

While acting within the scope of her employment, Stewart sustained extremely serious injuries in an automobile accident. Her employer’s workers’ compensation carrier, Auto-Owners, initially accepted Stewart’s claim as compensable and began to pay benefits. From the liability insurer of the driver at fault, Charles H. Wilson, she recovered only $15,000. She sought additional payment from her own insurance company, Cincinnati Insurance Company (“Cincinnati”) under her…