American Heritage Life Insurance Co. v. Koch

SUMMERS, Chief Justice.

This is a summary judgment case. On September 23, 1985, the plaintiff/appellee, Virginia Koch (Mrs. Koch), the widow and beneficiary of Alfred R. Koch (Koch), instituted this suit against defendant/appellant, American Heritage Life Insurance Company (American Heritage), to recover $50,000 additional proceeds of an accidental death insurance policy issued to Koch by American Heritage. On December 26, 1985, American Heritage moved for summary judgment, asserting that the $50,000 increased coverage had not become effective prior to Koch’s death. Mrs. Koch also moved for…