Partridge v. Michigan Mutual Windstorm Insurance

On July 12, 1922, defendant, a mutual insurance company, a Michigan corporation, doing business indicated by its name, issued a policy of in surance to plaintiffs, covering, among other things, a silo at $300. The policy recites that plaintiffs became members according to the charter and by-laws.

The charter and the by-laws are printed on the policy. The charter gives the board of directors power to make, alter, amend, and repeal by-laws in any manner not inconsistent with law and the articles of association.

A by-law provides that the company may insure certain described property “and any…