Griswold Properties, LLC v. Lexington Insurance

These three consolidated cases involve

claims brought by first-party insureds against their insurers. In each case, the insurer delayed payment of the claim while disputing the amount of damages or requiring additional proof of loss documentation. Although the facts and some issues vary between these cases, in each case, the plaintiff has claimed eligibility for statutory penalty interest under MCL 500.2006(4), so we address that issue first and then turn to each case separately for consideration of its remaining issues.

I. COMMON ISSUE IN THESE CONSOLIDATED CASES

The common issue that links…